Privacy Policy

At Tookes & Associates (“we,” “us,” “our”), accessible via www.kennethtookes.com, we prioritize protecting your privacy and ensuring the security of any personal information you provide. This Privacy Policy outlines how we collect, use, store, and share your information.

Information We Collect

a. Personal Information

When you interact with our website or services, we may collect personal information such as:

• Name
• Email address
• Phone number
• Mailing address
• Financial details (when applying for mortgage-related services)
• Social Security Number (for specific financial applications)

b. Non-Personal Information

We automatically collect certain non-personal information when you access our website, such as:

• IP address
• Browser type and version
• Device information
• Time and date of access
• Referring website or search engine

c. Cookies and Tracking Technologies

We use cookies and similar technologies to enhance user experience. Cookies help us understand how visitors interact with our website, allowing us to improve functionality.

How We Use Your Information

We use the information collected to:

• Provide and improve our services, including real estate, mortgage financing, and tax-related assistance.
• Process and respond to inquiries or service requests.
• Facilitate mortgage pre-approvals and other financial services.
• Send updates, promotional materials, and newsletters (only if you opt-in).
• Ensure the security and functionality of our website.
• Comply with legal and regulatory obligations.

Sharing Your Information

We may share your information in the following situations:

• Service Providers: With trusted third-party vendors to process payments, provide marketing support, or assist with financial services.
• Legal Requirements: When required by law, such as in response to court orders or regulatory inquiries.
• Business Transactions: In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.

We do not sell or rent your personal information to third parties.

Your Privacy Choices

a. Opt-Out Options

• You can opt out of receiving promotional emails by clicking the “unsubscribe” link in our communications.
• You may disable cookies through your browser settings.

b. Access and Update Your Information

You can request to review or update your personal information by contacting us directly at ktookes@msn.com or 786-586-2013.

c. Data Deletion

You can request the deletion of your personal information, subject to legal or regulatory requirements that may require us to retain certain data.

Data Security

We implement industry-standard security measures to protect your personal information, including:

• Secure Socket Layer (SSL) encryption.
• Regular website monitoring and vulnerability assessments.
• Limited access to personal information by authorized personnel only.

Despite our best efforts, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

Third-Party Links

Our website may include links to third-party websites. We are not responsible for the privacy practices or content of those websites. We encourage you to review their privacy policies before providing any information.

Children’s Privacy

Our services are not directed toward individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware of any such data, it will be promptly deleted.

International Users

Our website is intended for users within the United States. If you access our website from outside the U.S., your information will be transferred and processed in accordance with U.S. laws.

Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our practices or for legal and regulatory reasons. Updates will be posted on this page with a revised “Effective Date.”

Third-Party Links

Our website may include links to third-party websites. We are not responsible for the privacy practices or content of those websites. We encourage you to review their privacy policies before providing any information.

Contact Us

If you have questions or concerns about this Privacy Policy, please contact us at:

Tookes & Associates
Phone: 786-586-2013
Email: ktookes@msn.com
Website: www.kennethtookes.com

By using our website or services, you consent to the terms of this Privacy Policy.

This Privacy Policy is designed to ensure compliance with relevant U.S. laws, including the California Consumer Privacy Act (CCPA) and the General Data Protection Regulation (GDPR) where applicable.